Increase my Tax Deductions
Turn Tax Deductions into Long-Term Assets
As a small business owner, you’re used to hunting for all the tax deductions you can.
But many overlook the fact that mutual whole life insurance could lead to six-figure deductions while creating seven figures of wealth.
At The Owner’s Asset, we help business owners redirect taxes into defined benefit and cash balance plans that create long-term assets and short-term relief. These ownership strategies create accessible, tax-free capital that is 100% in your control.
Defined benefit and cash balance plans are pre-tax deductions that lower taxable income at the entity level. Unlike traditional retirement plans, these structures allow business owners to make significantly larger deductible contributions than a 401(k), especially for older and higher-compensated business owners.
Increase my Tax Deductions
Turn Tax Deductions into Long-Term Assets
As a small business owner, you’re used to hunting for all the tax deductions you can.
But many overlook the fact that mutual whole life insurance could lead to six-figure deductions while creating seven figures of wealth.
At The Owner’s Asset, we help business owners redirect taxes into defined benefit and cash balance plans that create long-term assets and short-term relief. These ownership strategies create accessible, tax-free capital that is 100% in your control.
Defined benefit and cash balance plans are pre-tax deductions that lower taxable income at the entity level. Unlike traditional retirement plans, these structures allow business owners to make significantly larger deductible contributions than a 401(k), especially for older and higher-compensated business owners.
Increase my Tax Deductions
Turn Tax Deductions into Long-Term Assets
As a small business owner, you’re used to hunting for all the tax deductions you can.
But many overlook the fact that mutual whole life insurance could lead to six-figure deductions while creating seven figures of wealth.
At The Owner’s Asset, we help business owners redirect taxes into defined benefit and cash balance plans that create long-term assets and short-term relief. These ownership strategies create accessible, tax-free capital that is 100% in your control.
Defined benefit and cash balance plans are pre-tax deductions that lower taxable income at the entity level. Unlike traditional retirement plans, these structures allow business owners to make significantly larger deductible contributions than a 401(k), especially for older and higher-compensated business owners.
Feel confident about your investment and your future
Feel confident about your investment and your future
Feel confident about your investment and your future
What does that look like in practice?
In a two-person plan with a 60-year-old owner earning approximately $300,000 annually, around $300,000 can be contributed to a cash balance plan in a single year.
Whole Life insurance inside a cash balance plan has special provisions in the tax code when it exits the plan. It is one of the only ways whole life insurance can be funded with pre-tax dollars, allowing deductions to become personally owned, tax-advantaged assets once removed from the plan.
100% of the tax deduction directly benefits the business owner.
What does that look like in practice?
In a two-person plan with a 60-year-old owner earning approximately $300,000 annually, around $300,000 can be contributed to a cash balance plan in a single year.
Whole Life insurance inside a cash balance plan has special provisions in the tax code when it exits the plan. It is one of the only ways whole life insurance can be funded with pre-tax dollars, allowing deductions to become personally owned, tax-advantaged assets once removed from the plan.
100% of the tax deduction directly benefits the business owner.
What does that look like in practice?
In a two-person plan with a 60-year-old owner earning approximately $300,000 annually, around $300,000 can be contributed to a cash balance plan in a single year.
Whole Life insurance inside a cash balance plan has special provisions in the tax code when it exits the plan. It is one of the only ways whole life insurance can be funded with pre-tax dollars, allowing deductions to become personally owned, tax-advantaged assets once removed from the plan.
100% of the tax deduction directly benefits the business owner.
Partner with The Owner’s Asset, Not Uncle Sam
When properly structured, these assets
Continue growing tax-free
Can be accessed without generating 1099s or K-1s
Support retirement income, liquidity, and long-term planning without relying on market timing
Partner with The Owner’s Asset, Not Uncle Sam
When properly structured, these assets
Continue growing tax-free
Can be accessed without generating 1099s or K-1s
Support retirement income, liquidity, and long-term planning without relying on market timing
Partner with The Owner’s Asset, Not Uncle Sam
When properly structured, these assets
Continue growing tax-free
Can be accessed without generating 1099s or K-1s
Support retirement income, liquidity, and long-term planning without relying on market timing
A newsletter for building your best life
Notes on taxes, retirement planning, and long-term financial structure, written for business owners and the CPAs who work with them.
A newsletter for building your best life
Notes on taxes, retirement planning, and long-term financial structure, written for business owners and the CPAs who work with them.
A newsletter for building your best life
Notes on taxes, retirement planning, and long-term financial structure, written for business owners and the CPAs who work with them.
A newsletter for building your best life
Notes on taxes, retirement planning, and long-term financial structure, written for business owners and the CPAs who work with them.