Business Owners
Helping Small Business Owners Take Control of Their Financial Future
As entrepreneurs ourselves, we know how easy it is to go all in on your business and not focus on your retirement. You feel like you’re paying more in taxes than you are able to set aside for your own retirement. Most of your net worth lives inside the business, where liquidity exists on paper but retirement feels out of reach.
The Owner’s Asset helps business owners turn tax deductions into durable, long-term assets while maintaining access to capital that grows as you use it. We work alongside your CPA and existing advisors to ensure our custom plans enhance your current financial planning.
We help ensure the business you built supports the tax-free retirement you deserve.
Business Owners
Helping Small Business Owners Take Control of Their Financial Future
As entrepreneurs ourselves, we know how easy it is to go all in on your business and not focus on your retirement. You feel like you’re paying more in taxes than you are able to set aside for your own retirement. Most of your net worth lives inside the business, where liquidity exists on paper but retirement feels out of reach.
The Owner’s Asset helps business owners turn tax deductions into durable, long-term assets while maintaining access to capital that grows as you use it. We work alongside your CPA and existing advisors to ensure our custom plans enhance your current financial planning.
We help ensure the business you built supports the tax-free retirement you deserve.
Business Owners
Helping Small Business Owners Take Control of Their Financial Future
As entrepreneurs ourselves, we know how easy it is to go all in on your business and not focus on your retirement. You feel like you’re paying more in taxes than you are able to set aside for your own retirement. Most of your net worth lives inside the business, where liquidity exists on paper but retirement feels out of reach.
The Owner’s Asset helps business owners turn tax deductions into durable, long-term assets while maintaining access to capital that grows as you use it. We work alongside your CPA and existing advisors to ensure our custom plans enhance your current financial planning.
We help ensure the business you built supports the tax-free retirement you deserve.
Financial planning and the nuances of life insurance, coupled with the complexity of the tax code, can be very intimidating. As an owner of an 8 figure business, I don't have the time (nor the desire) to learn all of the intricacies; I rely on a team of experts that has both short and long term vision, creativity and the desire to maximize return and above all, has proven to be extremely trustworthy. Rohit and Mark exemplify all of these traits and are a cornerstone to my family's financial health.
Michael Richmond
Financial planning and the nuances of life insurance, coupled with the complexity of the tax code, can be very intimidating. As an owner of an 8 figure business, I don't have the time (nor the desire) to learn all of the intricacies; I rely on a team of experts that has both short and long term vision, creativity and the desire to maximize return and above all, has proven to be extremely trustworthy. Rohit and Mark exemplify all of these traits and are a cornerstone to my family's financial health.
Michael Richmond
Financial planning and the nuances of life insurance, coupled with the complexity of the tax code, can be very intimidating. As an owner of an 8 figure business, I don't have the time (nor the desire) to learn all of the intricacies; I rely on a team of experts that has both short and long term vision, creativity and the desire to maximize return and above all, has proven to be extremely trustworthy. Rohit and Mark exemplify all of these traits and are a cornerstone to my family's financial health.
Michael Richmond
The tax code was built to help small business owners, but most never reap the benefits
The tax code was written for you. As a small business owner, you sought a different path and need a strategy that builds your retirement like you built your business: with control and on your terms. The typical path leaves you feeling uneasy, the traditional solutions aren’t enough.
Business owners like things that work, business owners like tax-free cash flow. The Owner’s Asset uses a misunderstood, 170-year-old tool as the foundation to maximize living wealth.
Mutual whole life insurance, when structured properly, is one of the few tools that can help bridge tax deductions into assets that create permanent, tax-free cash flows. Ultimately, these “owner’s assets” offer predictability, access to capital, and a foundation for retirement and succession planning that doesn’t need to rely on perfect timing.
The tax code was built to help small business owners, but most never reap the benefits
The tax code was written for you. As a small business owner, you sought a different path and need a strategy that builds your retirement like you built your business: with control and on your terms. The typical path leaves you feeling uneasy, the traditional solutions aren’t enough.
Business owners like things that work, business owners like tax-free cash flow. The Owner’s Asset uses a misunderstood, 170-year-old tool as the foundation to maximize living wealth.
Mutual whole life insurance, when structured properly, is one of the few tools that can help bridge tax deductions into assets that create permanent, tax-free cash flows. Ultimately, these “owner’s assets” offer predictability, access to capital, and a foundation for retirement and succession planning that doesn’t need to rely on perfect timing.
The tax code was built to help small business owners, but most never reap the benefits
The tax code was written for you. As a small business owner, you sought a different path and need a strategy that builds your retirement like you built your business: with control and on your terms. The typical path leaves you feeling uneasy, the traditional solutions aren’t enough.
Business owners like things that work, business owners like tax-free cash flow. The Owner’s Asset uses a misunderstood, 170-year-old tool as the foundation to maximize living wealth.
Mutual whole life insurance, when structured properly, is one of the few tools that can help bridge tax deductions into assets that create permanent, tax-free cash flows. Ultimately, these “owner’s assets” offer predictability, access to capital, and a foundation for retirement and succession planning that doesn’t need to rely on perfect timing.
Feel confident about your investment and your future
Feel confident about your investment and your future
Feel confident about your investment and your future
How We Support Small Business Owners
Ownership Banking
Ownership Banking gives you control over when and how capital is accessed, while allowing wealth to compound uninterrupted over time.
Defined Benefit & Cash Balance 401(a) Planning
These plans allow for large, deductible contributions that scale with age and earnings, helping turn today’s tax deductions into future tax-free retirement cash flow.
Estate Tax Planning
Through an approach called premium financing, we use the same asset to efficiently fund future estate tax obligations without forcing families to sell property, businesses, stock, or other inheritance.
Tax Strategy Coordination
We partner with your CPA and existing advisors to strategically turn tax deductions into predictable growth, contractually-guaranteed long-term assets.
How We Support Small Business Owners
Ownership Banking
Ownership Banking gives you control over when and how capital is accessed, while allowing wealth to compound uninterrupted over time.
Defined Benefit & Cash Balance 401(a) Planning
These plans allow for large, deductible contributions that scale with age and earnings, helping turn today’s tax deductions into future tax-free retirement cash flow.
Estate Tax Planning
Through an approach called premium financing, we use the same asset to efficiently fund future estate tax obligations without forcing families to sell property, businesses, stock, or other inheritance.
Tax Strategy Coordination
We partner with your CPA and existing advisors to strategically turn tax deductions into predictable growth, contractually-guaranteed long-term assets.
How We Support Small Business Owners
Ownership Banking
Ownership Banking gives you control over when and how capital is accessed, while allowing wealth to compound uninterrupted over time.
Defined Benefit & Cash Balance 401(a) Planning
These plans allow for large, deductible contributions that scale with age and earnings, helping turn today’s tax deductions into future tax-free retirement cash flow.
Estate Tax Planning
Through an approach called premium financing, we use the same asset to efficiently fund future estate tax obligations without forcing families to sell property, businesses, stock, or other inheritance.
Tax Strategy Coordination
We partner with your CPA and existing advisors to strategically turn tax deductions into predictable growth, contractually-guaranteed long-term assets.
A newsletter for building your best life
Notes on taxes, retirement planning, and long-term financial structure, written for business owners and the CPAs who work with them.
A newsletter for building your best life
Notes on taxes, retirement planning, and long-term financial structure, written for business owners and the CPAs who work with them.
A newsletter for building your best life
Notes on taxes, retirement planning, and long-term financial structure, written for business owners and the CPAs who work with them.
A newsletter for building your best life
Notes on taxes, retirement planning, and long-term financial structure, written for business owners and the CPAs who work with them.