The CPA’s Guide to Cash Balance Plans
Six-Figure Corporate Tax Deductions & Guaranteed Retirement Income for Business Owner and 1099-Earner Clients
If you’re a CPA advising profitable small businesses, consultants, or 1099 earners, this guide is built for you. The Cash Balance Plan (CBP) is one of the most powerful — and underutilized — tools in advanced tax planning. In clear, actionable steps, you’ll discover how to identify ideal candidates, structure plans effectively, and deliver six-figure deductions that build lasting retirement wealth.
Deductions
Retirement Planning
Financial Planning
You'll also learn how to:
Identify clients who are a strong fit for a Cash Balance Plan
Compare CBPs to 401(k)s, SEPs, and traditional pensions
Reduce client AGI while accelerating retirement savings
Use plan design strategies that prioritize business owners
Collaborate with plan administrators without adding workload
Whether you’re new to CBPs or looking to sharpen your advisory edge, this guide simplifies the complex, so you can offer strategic value without taking on extra admin or compliance burden.
FollowLet's chat.
Grab some time on calendar to pick our brains on a specific case or just nerd out about numbers.